So, you have finally taken the wise decision to explore Dhani for your personal loan needs. Well, it’s a great choice because Dhani is still India’s leading personal loan app that comes with a host of other extraordinary features. Its Dhani Points reward program and the e-wallet are great additional functions to use, making Dhani an all-in-one finance app.
But since your main goal is the personal loan function, we’ll take this opportunity to quickly run you through the steps. A basic guide for anyone who is interested in taking a loan through the Dhani app. Here goes…
Step-By-Step Guide to Avail Personal Loan in Dhani App
As described on the Dhani website, here are the five key steps to apply for and get a personal loan instantly:
Step 1 – Download the Dhani app
The first step is to download the Dhani personal loan app. Depending on your mobile device, you can go to the Android Play Store or the Apple App Store to find and download the app. Currently, Dhani is only supported on Android and iOS phones.
Because there can be duplicates listed on these app websites, make sure you verify if the app you are downloading is developed by Indiabulls. This information can be found at the bottom page of the app listing. We request all our users to do this to avoid being scammed.
For your safety, you can also visit the Dhani website and get the app link messaged to you. This way there’s no danger of installing a fake app.
Step 2 – Register with Dhani
After downloading and installing the Dhani app on your smartphone, the next step is to register yourself with Indiabulls Dhani. You will to have provide your mobile number to do this, which will then require a one-time password (OTP) verification. This can be completed in less than a minute.
Make sure you are at an area that has ample network coverage in order to execute this registration properly. As always, do not share your OTP with anyone.
Step 3 – Specify Your Loan Amount
This is a critical step. After registering and verifying your mobile number, the next step is to specify the loan amount that you would like to borrow. This should be between INR 3,000 and INR 3,00,000 which is the lower and upper limits provided by Dhani.
For example, if you want a personal loan of INR 50,000, you must specify this number in the dialog box. Make sure you double check the figure before submitting.
Step 4 – Upload Your Documents
This is the most critical step in the whole process where you have to submit your eligibility documents. Digital copies of documents such as your PAN and Aadhaar cards and other proofs for identity and address are required.
You will also need to upload your bank details for disbursal process. Since the disbursement is instant, please make sure that the account number and other details are correct.
Step 5 – Disbursement of Funds
Once all your details are verified by Indiabulls, the specified loan amount will be credited into your bank account within a few minutes. This instant disbursal has remained one of the key highlights of Dhani’s popularity among users who can use the funds for all types of emergencies.
As you can see, it’s a very straightforward and simple process to apply for a personal loan through the Dhani app. In case you are not accustomed to using mobile apps, you can get in touch with us for assistance.